Self-help ✦ Penny’s Take
12 Steps to Eliminate Debt Forever!
Sharman G. Lawson · 2006
55/100
👎 Skip It
Sharman Lawson built this around her own five-year journey paying off everything, including the mortgage, which gives it more grounding than most tip lists. It's a fine, honest self-published guide, but there's no independent record of how well the 12 steps actually land for readers.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
Faith & family safety75
Substance / usefulness55
Craft & writing50
Originality50
Evidence & accuracy55
Hype vs delivers55
Age-fit75
Human-eye read55
Penny’s verdict55
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