Finance ✦ Penny’s Take 🎧 Audiobook
Budgeting 101
Michele Cagan · 2023
🎙 Narrated by Erin deWard
77/100
👍 Worth It
CPA Michele Cagan builds a genuinely comprehensive budgeting foundation here — goals, debt ranking by 'toxicity,' and how your budget should shift through marriage, kids, and retirement — reframed as empowering rather than restrictive. It's an excellent starting point, even if experienced budgeters won't find much new. Erin deWard narrates it in a clear, instructional style that suits the material well.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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🎙 Narration: good Clear, instructional delivery from Erin deWard for Simon & Schuster Audio.
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Show the math
Verdict receipt0–100
Faith & family safety90
Substance / usefulness78
Craft & writing76
Originality55
Evidence & accuracy85
Hype vs delivers15
Age-fit85
Human-eye read78
Penny’s verdict77
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