CRUSH Your Money Goals

Bernadette Joy paid off $300,000 in debt in three years, and CRUSH Your Money Goals earns its credibility from that lived experience. The C.R.U.S.H. framework — Curate, Reverse into Independence, Understand Your Net Worth, Spend Intentionally, Heal Your Money Wounds — gives readers a memorable structure for twenty-five concrete habits covering debt payoff, budgeting, investing, and the psychology of money. Oprah Daily named it one of the top ten books for personal growth, and Library Journal called Joy 'a big voice in debt management.' It reads like Atomic Habits applied to personal finance, which is apt praise. The honest caveat is that secular personal finance readers looking for faith-integrated guidance won't find it here, and the framework covers terrain that overlaps with other popular titles. Strong debut, well earned.