Finance ✦ Penny’s Take
Flourishing and Floundering Financially in Emerging Adulthood
Ashley B. LeBaron-Black · 2025
74/100
👍 Worth It
A rigorous, multi-expert handbook on young adult financial struggles that actually backs its claims with research — rare in the personal-finance space. The academic register will slow down lay readers, but the practical tips at the end of each chapter help bridge that gap. Educators, clinicians, and parents working with college-age people will find real substance here.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
safety92
substance80
craft62
originality72
accuracy80
hype70
age-fit72
human-eye70
Penny’s verdict74
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