Finance ✦ Penny’s Take 🎧 Audiobook
Focused: The Financial Freedom Formula
Jonathon Schultheiss, CRPS, AIF, PPC · 2024
🎙 Narrated by Jonathon Schultheiss, CRPS, AIF, PPC (author-narrated)
55/100
👎 Skip It
Schultheiss boils financial peace down to one simple formula — income minus expenses — but at under two hours it's more of a mindset nudge than a full guide. He narrates it himself, which gives it a warm, advisor-to-friend feel that's actually worth the short listen even though the content itself stays surface-level. Fine as a quick wake-up call, not for anyone wanting real strategy depth.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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🎙 Narration: fine Author-narrated, giving a direct, personal, advisor-to-listener tone over a very short ~1h40m runtime.
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Verdict receipt0–100
Faith & family safety90
Substance / usefulness42
Craft & writing48
Originality50
Evidence & accuracy65
Hype vs delivers58
Age-fit80
Human-eye read55
Penny’s verdict55
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