Heart, Mind and Money

Vangile Makwakwa's core idea — that the emotions driving your spending and saving matter as much as any budget spreadsheet — is fresh and personally backed by her own debt-payoff story. The 25-emotions framework is distinctive but unverified by independent research, and North American critical coverage is sparse. A worthwhile read for someone drawn to the emotional-intelligence angle on money, but not a slam-dunk recommendation.