Finance ✦ Penny’s Take
How to Get Out of Debt, Stay Out of Debt & Live Prosperously
Jerrold J. Mundis · 1990
78/100
👍 Worth It
Jerrold Mundis wrote this in 1990 after paying off $50,000 in debt on a $350-a-month income, and it has stayed in print and in readers' hands ever since for good reason. It blends Debtors Anonymous principles with practical tools like spending records and pro-rata payment plans, and the prose — from a novelist, not a finance professional — is genuinely readable. The financial specifics are dated and the DA framework won't click for everyone, but for readers whose debt problem has an emotional or behavioral dimension, this remains one of the most humane and effective books in the field.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
Faith & family safety95
Substance / usefulness79
Craft & writing80
Originality62
Evidence & accuracy80
Hype vs delivers76
Age-fit70
👁 Human-eye gut-check79
Penny’s verdict78
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