Finance ✦ Penny’s Take
Living Trusts and Other Ways to Avoid Probate
Karen Ann Rolcik · 2002
Rolcik is a practicing estate attorney and the plain-language approach to living trusts and probate avoidance is genuinely useful for non-lawyers — that combination of real credentials and accessible writing is worth something. The serious problem is that this was published in 2002, and estate tax thresholds, portability rules, and planning instruments have changed substantially in the intervening two decades. Use it to understand the concepts, but do not rely on it for any actual planning without current legal advice.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
safety95
substance62
craft65
originality55
accuracy38
hype65
age-fit72
human-eye55
Penny’s verdict60
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