Finance ✦ Penny’s Take
Making, Managing, and Milking Your Money
Kristi Richards · 2002
63/100
👎 Skip It
A Wall Street CFA bringing budgeting and job-skills basics to high schoolers is a genuinely good pitch, and the author's credentials are the real thing. The practical content is useful, but technology references have aged and the limited independent critical coverage makes it hard to distinguish from the crowded teen finance shelf.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Verdict receipt0–100
Faith & family safety79
Substance / usefulness66
Craft & writing68
Originality60
Evidence & accuracy64
Hype vs delivers52
Age-fit75
👁 Human-eye gut-check61
Penny’s verdict63
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