Finance ✦ Penny’s Take
#MoneyChat
Dorethia Kelly · 2023
71/100
👍 Worth It
Dorethia Kelly writes like a trusted friend who happens to know a lot about money, and that warmth makes even the behavioral side of personal finance feel approachable rather than preachy. The emphasis on mindset alongside practical budgeting and debt tools gives beginners a more complete starting picture than many entry-level finance books. It does not push much past the basics, but for its intended audience it delivers.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
📚 Buy the book ↗📱 Read on Kindle ↗🎧 Listen on Audible ↗ affiliate links · support the site, never the verdict
As an Amazon Associate and Audible affiliate, Penny earns from qualifying purchases. This never affects the verdict — see our affiliate disclosure.
Show the math
Verdict receipt0–100
Faith & family safety95
Substance / usefulness65
Craft & writing72
Originality60
Evidence & accuracy75
Hype vs delivers78
Age-fit85
👁 Human-eye gut-check70
Penny’s verdict71
Cross-pollinate