Finance ✦ Penny’s Take
Personal Financial Planning
Lawrence J. Gitman · 1996
62/100
👎 Skip It
As a personal finance textbook from 1996, this is a well-built, comprehensive framework that served college classrooms well for a generation. The problem is that tax law, investment vehicles, and financial technology have changed so dramatically that specific guidance is now unreliable, and better-updated editions from established publishers exist. It is a solid historical artifact of financial education pedagogy, but as a practical guide today it cannot be recommended.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
safety95
substance70
craft68
originality60
accuracy45
hype75
age-fit80
human-eye55
Penny’s verdict62
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