Retirement Planning Guidebook

Wade Pfau lays out nearly every big retirement decision — withdrawal rates, Social Security timing, annuities, Medicare — and instead of pushing one 'right' answer, he shows you the tradeoffs of each so you can decide with your own situation in mind. Retirement bloggers and financial-counseling reviewers both singled it out as some of his clearest work yet. It's dense because it's thorough, but that's a fair trade for this much ground covered honestly.