Finance ✦ Penny’s Take
Smart Money
Danielle Denega · 2008
63/100
👎 Skip It
A tidy Scholastic workbook that walks middle-schoolers through budgeting and earning basics in plain, relatable language. The 2008 publication date shows in some of the financial examples, and the content stays firmly introductory rather than genuinely instructive. Fine as a classroom supplement, but a kid looking to really learn money management has better options available now.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
Faith & family safety88
Substance / usefulness58
Craft & writing60
Originality50
Evidence & accuracy68
Hype vs delivers55
Age-fit72
👁 Human-eye gut-check58
Penny’s verdict63
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