THE PSYCHOLOGY OF WEALTH

Charles Richards, a clinical psychologist, argues that wealth begins in the mind — that self-esteem, personal responsibility, and determination shape your financial life as much as any dollar amount. The blend of real client stories and practical action steps at the end of each section gives the book genuine momentum, and the opening chapters are genuinely fresh. The honest caveat: Richards leans heavily on the same handful of ideas once the foundation is laid, and the scientific backing is thinner than a PhD byline suggests. Faith-adjacent readers will find the tone compatible — there is even a nod to biblical wisdom — though this is secular self-help at its core. Worth picking up for the mindset reframe; just expect the second half to cover familiar ground.