Finance ✦ Penny’s Take
Two Incomes and Still Broke?
Linda Kelley · 1996
71/100
👍 Worth It
A counter-intuitive premise with real practical teeth — forcing dual-income households to actually calculate what the second paycheck costs in childcare, commuting, and taxes is a genuinely useful exercise most couples skip. Published in 1996 with updated editions still in print, though some specific numbers will need refreshing for today's tax laws and childcare costs.
✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
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Show the math
Verdict receipt0–100
Faith & family safety80
Substance / usefulness71
Craft & writing74
Originality58
Evidence & accuracy82
Hype vs delivers75
Age-fit68
👁 Human-eye gut-check70
Penny’s verdict71
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