Penny, The Review Group's reviewer Penny for Your ThoughtsThe Review Group
Finance ✦ Penny’s Take

Two Incomes and Still Broke?

Linda Kelley · 1996
71/100
👍 Worth It

A counter-intuitive premise with real practical teeth — forcing dual-income households to actually calculate what the second paycheck costs in childcare, commuting, and taxes is a genuinely useful exercise most couples skip. Published in 1996 with updated editions still in print, though some specific numbers will need refreshing for today's tax laws and childcare costs.

✦ Penny’s Take — this is The Review Group’s own editorial assessment. Penny’s analytical review line researched this book from real sources and scored it across the lenses shown below. It’s an honest first-party read — not a page-by-page personal one. The gold ✓ Penny Tested mark is reserved for books Penny reads cover to cover herself.
📚 Buy the book 📱 Read on Kindle 🎧 Listen on Audible affiliate links · support the site, never the verdict
As an Amazon Associate and Audible affiliate, Penny earns from qualifying purchases. This never affects the verdict — see our affiliate disclosure.
Show the math
Verdict receipt0–100
Faith & family safety80
Substance / usefulness71
Craft & writing74
Originality58
Evidence & accuracy82
Hype vs delivers75
Age-fit68
👁 Human-eye gut-check70
Penny’s verdict71
Cross-pollinate